Credit for the Elderly or Disabled
A federal tax credit for people 65+ or retired on permanent disability with low income.
Apply on the official site ↗Goes to IRS.gov. Applying is free.
Who generally qualifies
People 65+, or retired on permanent disability, with low income.
Exact income limits and rules are set by Internal Revenue Service and can change. Check the official site for current details.
How to apply
- Claim it on your federal return with Schedule R.
What to have ready
- Income records
- Physician's statement, if under 65 and disabled
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. A tax break lowers what you owe. You don't pay it back.
- Who decides if I qualify?
- Internal Revenue Service makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check IRS.gov for the latest details.
Link checked October 22, 2026. BenefitSearch is not affiliated with Internal Revenue Service.