Social Security survivors benefits
Monthly payments for widows, widowers and children of workers who died.
How much people receive
Family example$3,898 a monthaverage for a widowed parent with two children, 2026
Average$1,919 a monthaverage widow or widower, 2026
Source: Social Security Administration. Your amount depends on your income, household and situation, and many people receive less than the maximum.
Goes to SSA.gov. Applying is free.
Who generally qualifies
Widows, widowers and children of workers who paid into Social Security.
Exact income limits and rules are set by Social Security Administration and can change. Check the official site for current details.
How to apply
- Call Social Security at 1-800-772-1213 or visit an office; survivors benefits can't be fully applied for online.
What to have ready
- Spouse's death certificate
- Marriage certificate
- Your and your spouse's Social Security numbers
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. This is free money that does not need to be paid back, as long as the information you give is accurate.
- Who decides if I qualify?
- Social Security Administration makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check SSA.gov for the latest details.
Link checked October 22, 2026. BenefitSearch is not affiliated with Social Security Administration.