Supplemental Security Income (SSI)
Monthly payments for people 65+ or disabled with very limited income and savings.
How much people receive
Maximum$994 a monthindividual; $1,491 for a couple, 2026
Average$739 a monthaverage for all recipients, August 2026
Source: Social Security Administration. Your amount depends on your income, household and situation, and many people receive less than the maximum.
Goes to SSA.gov. Applying is free.
Who generally qualifies
People 65+, blind or disabled, with very limited income and savings.
Exact income limits and rules are set by Social Security Administration and can change. Check the official site for current details.
How to apply
- Apply at SSA.gov or call 1-800-772-1213.
- Complete an interview.
What to have ready
- Birth certificate
- Medical records (if disabled)
- Bank statements
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. This is free money that does not need to be paid back, as long as the information you give is accurate.
- Who decides if I qualify?
- Social Security Administration makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check SSA.gov for the latest details.
Link checked October 22, 2026. BenefitSearch is not affiliated with Social Security Administration.