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Texas Veterans Land Board home and land loans

Loan, must be repaidTexasTexas General Land Office· Texas

Low-interest loans for Texas veterans to buy a home or land, or to make home improvements.

These are loans and must be repaid.

Apply on the official site ↗

Goes to GLO.texas.gov. Applying is free.

Who generally qualifies

Texas veterans and some surviving spouses.

Exact income limits and rules are set by Texas General Land Office and can change. Check the official site for current details.

How to apply

  1. Read about Veterans Land Board loans on the GLO website.
  2. Apply with a participating lender.
  3. Complete the VLB eligibility certification.

What to have ready

  • DD-214
  • Income and credit information

Common questions

Does it cost anything to apply?
No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
Do I have to pay it back?
Yes. This is a loan and must be repaid, usually on better terms than a regular loan.
Who decides if I qualify?
Texas General Land Office makes the final decision. This page explains the program in general terms only.
Where can I find current income limits and amounts?
Income limits, benefit amounts and deadlines change, so check GLO.texas.gov for the latest details.

Added October 21, 2026. BenefitSearch is not affiliated with Texas General Land Office.