CoverKids (health insurance for kids)
Free or low-cost health insurance for children and pregnant women whose family income is too high for TennCare, with doctor visits, dental and vision.
Apply on the official site ↗Goes to TN.gov. Applying is free.
Who generally qualifies
Tennessee children 18 and under and pregnant women with family income under the program limit and no other insurance.
Exact income limits and rules are set by Tennessee Division of TennCare and can change. Check the official site for current details.
How to apply
- Apply online through TennCare Connect or by phone.
- Pick a health plan once approved.
What to have ready
- Proof of income
- Social Security numbers
- Proof of Tennessee residency
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. It's a free or low-cost service, not a loan.
- Who decides if I qualify?
- Tennessee Division of TennCare makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check TN.gov for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with Tennessee Division of TennCare.