Philadelphia senior tax freeze, LOOP and water bill help
City programs that freeze property taxes for qualifying seniors, cap tax increases for long-time owners (LOOP), and lower water bills based on income (TAP).
Apply on the official site ↗Goes to Phila.gov. Applying is free.
Who generally qualifies
Philadelphia homeowners who are seniors or long-time owners under the income limits, and water customers with low income.
Exact income limits and rules are set by City of Philadelphia and can change. Check the official site for current details.
How to apply
- Search Phila.gov for the Senior Citizen Real Estate Tax Freeze, LOOP or the water Tiered Assistance Program.
- Apply online or by mail.
What to have ready
- Proof of age and income
- Property or water account information
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. It's a discount on a bill or fee.
- Who decides if I qualify?
- City of Philadelphia makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check Phila.gov for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with City of Philadelphia.