New York real property tax credit (renters and homeowners)
A refundable state tax credit for renters and homeowners with lower income who paid rent or property taxes on their home. You can get it even without filing a regular return.
Apply on the official site ↗Goes to Tax.ny.gov. Applying is free.
Who generally qualifies
New York renters and homeowners with household income under the limit who lived in the same home for at least six months.
Exact income limits and rules are set by New York State Department of Taxation and Finance and can change. Check the official site for current details.
How to apply
- File form IT-214 with your state return, or by itself if you don't have to file.
What to have ready
- Rent paid or property tax bill
- Household income
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. A tax break lowers what you owe. You don't pay it back.
- Who decides if I qualify?
- New York State Department of Taxation and Finance makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check Tax.ny.gov for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with New York State Department of Taxation and Finance.