Child Health Plus (health insurance for kids)
Free or low-cost health insurance for children under 19, including checkups, shots, dental, vision and hospital care.
Apply on the official site ↗Goes to Health.ny.gov. Applying is free.
Who generally qualifies
New York children under 19 who aren't eligible for Medicaid; families with higher incomes pay a monthly premium.
Exact income limits and rules are set by New York State Department of Health and can change. Check the official site for current details.
How to apply
- Apply through NY State of Health.
- Pay the monthly premium if one applies.
What to have ready
- Children's birth certificates
- Proof of household income
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. It's a free or low-cost service, not a loan.
- Who decides if I qualify?
- New York State Department of Health makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check Health.ny.gov for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with New York State Department of Health.