HOME Plus down payment assistance
Down payment and closing cost help for buying a home, paired with a mortgage.
Assistance may have to be repaid if you sell or refinance within a set period. Read the terms.
Apply on the official site ↗Goes to HOME Plus Arizona. Applying is free.
Who generally qualifies
Arizona homebuyers with moderate income who use a participating lender.
Exact income limits and rules are set by Arizona Industrial Development Authority and can change. Check the official site for current details.
How to apply
- Work with a participating HOME Plus lender.
- Complete a homebuyer education course.
What to have ready
- Income and credit information
- Purchase contract
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- Possibly. Some help must be repaid if you don't meet conditions, such as selling a home within a set time. Read the terms on the official site.
- Who decides if I qualify?
- Arizona Industrial Development Authority makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check HOME Plus Arizona for the latest details.
Link checked October 22, 2026. BenefitSearch is not affiliated with Arizona Industrial Development Authority.