AZ ABLE savings accounts
Tax-advantaged savings for disability expenses without losing SSI or AHCCCS.
Apply on the official site ↗Goes to Arizona DES AZ ABLE. Applying is free.
Who generally qualifies
People whose disability began before age 46.
Exact income limits and rules are set by Arizona Department of Economic Security and can change. Check the official site for current details.
How to apply
- Open an account online through the AZ ABLE program.
What to have ready
- Social Security number
- Disability information
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. A tax break lowers what you owe. You don't pay it back.
- Who decides if I qualify?
- Arizona Department of Economic Security makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check Arizona DES AZ ABLE for the latest details.
Link checked October 22, 2026. BenefitSearch is not affiliated with Arizona Department of Economic Security.